P&I covers Owners against claims in relation to people, the environment, third party property and for the care and carriage of cargo including GA. In an increasingly hostile environment against shipowners secure coverage with professionals is essential for the modern shipowner.
Cover under the Liability Class for shipowners is broken down into three main areas:
LIABILITIES RELATING TO PEOPLE
(Section A of the policy)
Members of the crew
Stowaways, refugees and persons rescued at sea
LIABILITIES RELATING TO PROPERTY AND THE ENVIRONMENT