Severe and unseasonal weather conditions could result in a port being closed leaving vessels waiting in the roads.

Earthquake, heave, landslip, subsidence or volcanic eruption as was experienced at the port of Kobe in Japan, an earthquake can even shake the very foundations of a port facility, putting it out of action for some time.

Although perhaps a remote risk this cover is normally given for objects falling and damaging the ship, but here it only has to be proven that there has been a delay to the ship or loading / discharging operations for the cover to respond.

This could be following an oil spillage where the port is closed whilst clean-up operations take place.

The daily insured sum for this peril is usually covered on a fixed and agreed basis. This is the cover you would expect to find under a traditional Loss of Hire policy.

Some vessels, like LNGs, require specific berths to operate from. An obstruction of such a berth, for example, a sunken vessel or part of a damaged crane could prevent the vessel from berthing.

If the master of a vessel feels that entering a port might put the vessel in danger this might result in cargoes having to be transhipped or held up for long periods of time.

Damage caused by pirates would be covered under another section of this cover. But if no damage occurred, but nevertheless the vessel was delayed, the policy would still respond.

Delays caused by a diversion to rescue refugees or other life saving operations.

These perils could loosely be put together as political perils and for operators trading to some regions would give peace of mind.

These perils could loosely be put together as political perils and for operators trading to some regions would give peace of mind.

These perils could loosely be put together as political perils and for operators trading to some regions would give peace of mind.

A health authority could quarantine a vessel preventing any movement of cargo, thus delaying the vessel.

Infections can be quickly spread through air conditioning or water supply plant and operators know to their cost that this can result in several days of trade disruption.

Crew illness or a fatality on board could lead to the vessel being diverted.

Severe delays can follow as a consequence of stowaways being found on board.

Delays can be significant whilst an authority investigates a pollution incident.

Authorities across the world are clamping down on illegal drug imports, an innocent operator could end up with lengthy delays whilst a vessel is inspected or detained.

A spill in a busy shipping lane could result in the area being closed whilst the clean-up operation takes place.

This peril relates to warlike acts. This cover, provided on a limited basis, could give operators passing through the Suez Canal some peace of mind.